checking account?

checking account?
Ok well it all started on new years eve. I checked my online checking accout and it says there was a debit of 149.95 to USA CREDIT. I didnt give them ne of my info so how they got he money I dont know. Anyways. We had enough money in the bank to cover the checks we had written. Well there was an alltel bill of 426.00 dollars and all we had in the bank was 295.00 dollars. My fiance called the bank and got them to hold the check until Friday afternoon so we could put the rest of the money in there to cover it. We deposited 135.00 dollars to cover it. Well I checked my banking account online at 9:30 because ours doesnt update till than and it had a NSF fee of 150.00 dollars. How can this be. Now im negative 175.03. Ive only had 3 NSF charges before and was only 25.00 dollars. Also the alltel check and the 20.00 dollar check both has FORCE PAY CHECK. what is this. plz help and why did they charge me so much money for a NSF. Can I get it back. Please help me to get my money back. Thanks

Answers:

bcyouletme: $150 isn't an NSF. It is either a bunch of charges put together or some other charge. Force Pay means the bank manually paid them when they would have been rejected. Something else must have come through to OD you. Ask the bank to waive some of the charges. Dispute the $149.95 if it isn't legit with the bank.
2008-01-07 19:09:54

Hayley: you need to call your bank.. someone got your bank info.. from your debit card or something .. call asap and fill out whatever they need to , to get the fees reversed and to remove the charges... see if you can get a phone number for the debits made and call them as well to see who authorzied charges , and when and where.,,
2008-01-07 19:10:27

Chosen Answer
Bette: Go to your bank and ask them. They are the only people who know the answers to your questions!!
2008-01-07 19:15:34